Services
Five ways I work with you.
Mortgage loans, real estate buy & sell, coaching, financial education, and speaking. All from the same perspective: strategy, preparation, and a human approach.
NEXA Lending · NMLS #2006182
Mortgage Loans
I structure financing for first-time buyers, refinances, second homes, investment properties, and non-traditional profiles. Every loan starts with credit preparation when needed.
Traditional programs
- Conventional (Fannie Mae / Freddie Mac)
- FHA — low down payment, ideal for first-time buyers
- VA — veterans and active service (zero down)
- USDA — qualifying rural properties
- Jumbo — amounts above the conforming limit
- Investment property (1-4 units)
NonQM (non-traditional profiles)
- Bank Statement Loans — for self-employed without W-2
- DSCR — investment properties qualified by rental income
- Profit & Loss (P&L) — qualify with a P&L statement, no tax returns
- Foreign National loans — no SSN or US credit history required
Keller Williams Advantage III Realty
Buy & Sell Real Estate
As a Real Estate Agent I guide the full process: first home, second home, investment properties, and resale. My approach combines the mortgage conversation with finding the right property for your long-term goal.
How I work with you
- First home — from search to closing
- Investment properties — cash-flow and ROI analysis
- Second home or vacation property
- Sale of your current property with strategy
- Comparative Market Analysis (CMA)
Professional mentoring
Coaching
A Spanish-language program for Originators who want to grow their production and build a sustainable career. Combines sales strategy, pipeline organization, personal brand, and mindset.
What the coaching covers
- Pipeline structure and follow-up
- Personal brand and Spanish-language content
- Referral strategy with realtors and partners
- Mindset and handling rejection in origination
- Personalized growth roadmap
Community + book + content
Financial Education
Practical education on preparation before buying property, building credit, and financial mindset for Hispanic families. Available through the book, blog, and digital community of 30K+ followers.
Available resources
- Book "Antes de Decidir" — financial preparation and mindset
- Blog with practical Spanish-language articles
- Digital community: Instagram, TikTok, YouTube, LinkedIn
- Workshops and talks for organizations (see Speaking)
Speaking
Speaking & Conferences
Keynotes, workshops and appearances for corporate events, Hispanic associations, investment groups, and communities. Topics: financial preparation, smart property buying, and generational wealth.
Available formats
- 60-minute keynote
- 30-45 minute talk
- 90-120 minute workshop
- Panel or podcast interview
- In-person across the US and virtual to Latin America
Not sure where to start?
Tell me where you are. I respond in under 24 hours with the concrete next step — whether a loan, a property, coaching, or a resource recommendation.