Annelis Ortiz

The book

Antes de Decidir.

"When No One Taught You How to Prepare" — the honest guide on financial education, credit preparation, and the right mindset before buying property.

Cover of "Antes de Decidir: When No One Taught You How to Prepare" by Annelis Ortiz

The book that would have saved you years of mistakes.

There is an uncomfortable moment almost all of us face: signing something important without fully understanding what it means. When it comes to a mortgage or a property, that moment can cost you decades.

This book grew out of the conversations I have every day with families who arrive too late — and from those who arrive on time and change everything. If no one taught you how to prepare, this is what you needed to read first.

Contents

What you will learn.

A step-by-step guide to reach closing with clarity — and build wealth from the very first signature.

  1. 01The preparation NOBODY taught you
  2. 02Credit: your invisible asset
  3. 03Before looking at houses: financial order
  4. 04Buyer mindset vs. investor mindset
  5. 05Costly mistakes Hispanic families make
  6. 06How to pick the right property for your stage
  7. 07Closing: what you are actually signing
  8. 08After the purchase: building real wealth

* Chapter titles are illustrative. Will be updated with the book's final table of contents.

Frequently asked questions

What people ask most.

Who is this book for?

For people and families considering buying property in the United States for the first time, refinancing, or entering real estate investing — and who want to understand the process BEFORE signing.

Do I need credit or savings to start reading it?

No. The book is designed to start from zero: how to organize your credit, how to prepare your finances, and what to do in the months before house hunting — even if you do not qualify today.

Is it in Spanish?

Yes. The book is written in Spanish, focused on the reality of the Hispanic community in the United States and Latin America. An English edition is being considered.

Where can I get it?

Available on Amazon. Click "Buy on Amazon" below or message me through the contact section.